Our insurance agency is located in the Shoppes of Aloma in Winter Park, Florida. Stop by or call us for your free quote.

Excess/Umbrella Liability Insurance

Why would your business need an umbrella liability insurance policy?

Every business is subject to the risks involved when legal action taken against a company. Both umbrella and excess liability insurance will help protect your business if costs exceed the limits of your primary policy.

The umbrella policy gives you, the policyholder, added protection so that it protects all of your assets and future income beyond the limits of what a standard liability primary policy will cover. It is sold in increments of one million dollars and adds to the coverage of your primary policy and fills in the gaps. You should be aware that umbrella liability insurance does not extend the coverage limits on an errors and omissions or professional liability policy.

Through a highly reputable commercial insurance company, we offer limits in excess of 200 million; artisan/GC Contractors (Commercial and Residential); wrap up policies, premises: restaurants, bars, taverns, nightclubs, liquor liability, habitational, hotel, motel, lessors risks, retail, resorts, Products (light to tough needing higher limits), equipment rental by contractors incl. farming equip., large auto fleets including couriers, special events.

First Alliance Insurance, LLC, assists Florida residents in Winter Park, Casselberry, Winter Springs, Oviedo, Chuluotta, Longwood, Altamonte Springs, and the greater Orlando area.